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Self Employed Mortgages

Mortgages for directors can sometimes be a struggle. This is because lenders often view self-employed borrowers as high risk. This is where we can help.

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The assessments and criteria that lenders have for self-employed applicants can vary considerably, particularly mortgages for directors. This is because each lender has their own criteria and every business can be different.

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Some lenders only consider mortgages for directors who have been trading for three years, whereas some won’t consider retained profits at all. It could be that you’ve only been trading for a year or the majority of your company profits have been retained in the business.

Mortgages for directors can be far from straightforward. We try and make the process as simple as possible. We are well placed to help since it's something we have considerable experience with and have secured many mortgages for self-employed applicants.

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As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

Explore our website for information on bad credit mortgages

Mortgage Centre is a trading style of  Kulbinder Kumar which is authorised and regulated by the Financial Conduct Authority

We are entered on the Financial Services Register No 785806 at https://register.fca.org.uk

 

Our broker fees are based on 2 considerations, the loan amount, and the complexity of your individual circumstances. The exact amount will be discussed and agreed with you prior to the commencement of any chargeable work.

 

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK

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Should you have cause to complain, and you are not satisfied with our response to your complaint you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows

The Financial Ombudsman Service
Exchange Tower, London, E14 9SR

 Tel: 0800 023 4567 or 0300 123 9 123

http://www.financial-ombudsman.org.uk

 

Address: 431 Bearwood Road Bearwood Birmingham B66 4DF

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