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About Us

 

Specialists in Adverse Credit Mortgages

 

At Mortgage Centre, we understand that not every financial journey is perfect—and that’s okay. With years of industry experience, we specialize in helping clients with complex credit histories, including CCJs, Defaults, Missed Payments, Bankruptcy, and more.

 

Our team knows the ins and outs of the mortgage market and excels at finding solutions for those who may not meet traditional lending criteria. We offer expert guidance and dedicated support every step of the way.

 

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Why Choose Us

 

Specialist Expertise
We understand the challenges of adverse credit and work closely with a wide network of flexible lenders to find solutions others might overlook.

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Tailored, Client-First Approach
No two situations are the same. We take the time to understand your financial circumstances and provide personalised guidance to help you reach your homeownership goals.

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Proven Success
We’ve helped countless clients overcome credit setbacks and secure mortgage deals that fit their needs and future plans.

Independent & Impartial


As a credit broker, we work for you—not the lenders. Our advice is always unbiased, and our focus is on finding the right product for your unique situation.

Your Goals, Our Priority

 

At Mortgage Centre, we’re committed to helping you turn your homeownership dreams into reality. Our team takes the time to understand your unique financial situation, offering tailored mortgage advice that aligns with your goals.

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We believe in creating real value through personalized service—providing honest guidance, clear communication, and full support from start to finish.

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From your first consultation to the moment your mortgage is secured, we’re by your side—making the process as smooth, stress-free, and successful as possible.

Explore our website for information on bad credit mortgages

Mortgage Centre is a trading style of  Kulbinder Kumar which is authorised and regulated by the Financial Conduct Authority

We are entered on the Financial Services Register No 785806 at https://register.fca.org.uk

 

Our broker fees are based on 2 considerations, the loan amount, and the complexity of your individual circumstances. The exact amount will be discussed and agreed with you prior to the commencement of any chargeable work.

 

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK

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Should you have cause to complain, and you are not satisfied with our response to your complaint you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows:

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The Financial Ombudsman Service
Exchange Tower, London, E14 9SR

 Tel: 0800 023 4567 or 0300 123 9 123

http://www.financial-ombudsman.org.uk

 

Office Address: 22 Kilsby Grove Solihull B91 3XZ

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