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Bridging Loans | Short-Term Property Finance from Mortgage Centre

 

At Mortgage Centre, we understand that property transactions don’t always go according to plan. If you're purchasing a new home before selling your current one, or need fast funding for a time-sensitive opportunity, a bridging loan could be the ideal solution.

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What Is a Bridging Loan?

 

A bridging loan (or bridge loan) is a short-term finance option that helps “bridge the gap” between the purchase of a new property and the sale of an existing one. It provides quick access to funds when timing is crucial—helping you move forward without delay.

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When Might You Need a Bridging Loan?

 

Bridging finance is commonly used for:

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  • Buying a new home before selling your current one

  • Preventing a broken property chain

  • Renovating or refurbishing a property before refinancing

  • Purchasing at auction with tight completion deadlines

  • Commercial or investment property purchases

  • Accessing capital tied up in property short-term

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Fast, Flexible Lending — Tailored to You

 

At Mortgage Centre, we work with a network of specialist lenders to secure competitive bridging loan deals suited to your situation. Whether you’re a homeowner, landlord, developer or investor, we’ll assess your needs and arrange the right solution—quickly and efficiently.

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We’ll guide you through:

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  • Loan structure and repayment terms

  • Exit strategies and refinancing options

  • All associated fees and timeframes

  • Regulatory considerations (regulated and unregulated bridging loans)

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Why Choose Mortgage Centre for Bridging Finance?

 

  • Expert advice tailored to your property goals

  • Access to specialist lenders and exclusive rates

  • Clear, transparent support from application to completion

  • Flexible solutions for residential, commercial, and buy-to-let properties

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Let’s Bridge the Gap Together

 

Don’t let delays or timing issues hold up your property plans. Speak to Mortgage Centre today about your bridging finance options and secure the funding you need—fast.

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Get in touch now to speak with one of our mortgage specialists.

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Find out more about bridging loans »

A Bridging Loan is a short-term loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any debt secured on it.

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The Financial Conduct Authority does not regulate some forms of bridging finance.

Explore our website for information on bad credit mortgages

Mortgage Centre is a trading style of  Kulbinder Kumar which is authorised and regulated by the Financial Conduct Authority

We are entered on the Financial Services Register No 785806 at https://register.fca.org.uk

 

Our broker fees are based on 2 considerations, the loan amount, and the complexity of your individual circumstances. The exact amount will be discussed and agreed with you prior to the commencement of any chargeable work.

 

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK

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Should you have cause to complain, and you are not satisfied with our response to your complaint you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows:

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The Financial Ombudsman Service
Exchange Tower, London, E14 9SR

 Tel: 0800 023 4567 or 0300 123 9 123

http://www.financial-ombudsman.org.uk

 

Office Address: 22 Kilsby Grove Solihull B91 3XZ

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