Bridging Loans | Short-Term Property Finance from Mortgage Centre
At Mortgage Centre, we understand that property transactions don’t always go according to plan. If you're purchasing a new home before selling your current one, or need fast funding for a time-sensitive opportunity, a bridging loan could be the ideal solution.
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What Is a Bridging Loan?
A bridging loan (or bridge loan) is a short-term finance option that helps “bridge the gap” between the purchase of a new property and the sale of an existing one. It provides quick access to funds when timing is crucial—helping you move forward without delay.
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When Might You Need a Bridging Loan?
Bridging finance is commonly used for:
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Buying a new home before selling your current one
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Preventing a broken property chain
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Renovating or refurbishing a property before refinancing
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Purchasing at auction with tight completion deadlines
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Commercial or investment property purchases
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Accessing capital tied up in property short-term
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Fast, Flexible Lending — Tailored to You
At Mortgage Centre, we work with a network of specialist lenders to secure competitive bridging loan deals suited to your situation. Whether you’re a homeowner, landlord, developer or investor, we’ll assess your needs and arrange the right solution—quickly and efficiently.
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We’ll guide you through:
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Loan structure and repayment terms
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Exit strategies and refinancing options
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All associated fees and timeframes
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Regulatory considerations (regulated and unregulated bridging loans)
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Why Choose Mortgage Centre for Bridging Finance?
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Expert advice tailored to your property goals
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Access to specialist lenders and exclusive rates
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Clear, transparent support from application to completion
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Flexible solutions for residential, commercial, and buy-to-let properties
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Let’s Bridge the Gap Together
Don’t let delays or timing issues hold up your property plans. Speak to Mortgage Centre today about your bridging finance options and secure the funding you need—fast.
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Get in touch now to speak with one of our mortgage specialists.
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Find out more about bridging loans »
A Bridging Loan is a short-term loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any debt secured on it.
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The Financial Conduct Authority does not regulate some forms of bridging finance.