Commercial & Development Finance
A strategic, project-focused service supporting complex ventures. We evaluate plans, review financials, identify lenders aligned to commercial objectives, enabling smooth progression from enquiry through assessment toward securing funding for construction, redevelopment, expansion, or long-term investment.
[ TIMELINE ]
1 - 3 months
[ CLIENT ]
Personal Borrowers
Sole Traders
Limited Company
[ OUR APPROACH ]
Strategic direction - We define your commercial objectives and outline a funding route aligned to your project’s scope and requirements.
Comprehensive evaluation - Your plans, financials, and security assessed to identify lenders suited to complex or large-scale developments.
Structured progression - A steady, coordinated process with clear updates from initial review through to formal funding approval.
[ PRODUCT TYPES ]
Commercial Mortgages
Lending designed for trading premises, investment properties, or specialist commercial assets, providing structured finance tailored to business requirements.
Development Finance
Flexible funding for construction projects, conversions, or major refurbishments, offering staged drawdowns, clear guidance, and dependable progress monitoring.
Second Charge Loan
A secured loan taken alongside your existing mortgage, providing additional funds without remortgaging, ideal for raising capital efficiently.
Secured Business Loans
Flexible funding solutions designed to support business growth, manage cash flow, purchase assets, or finance operational needs efficiently.
[ WHAT DO YOU NEED ]
Personal
Passport
Proof of address
Credit report
Income
Payslips & P60
SA302’s & Accounts
Deposit Evidence
Property
Details & plans
Build costs & schedule
Solicitor details
[ GLOSSARY ]
HMO: House in Multiple Occupation
SPV: Special Purpose Vehicle
IVA: Individual Voluntary Arrangement
DMP: Debt Management Plan
CCJ: County Court Judgment
[ DISCLAIMER ]
The Financial Conduct Authority does not regulate commercial mortgages.