Adverse Credit
We Can Help with Your Mortgage Needs
Navigating the mortgage process with adverse credit can feel overwhelming, but you're not alone. At Mortgage Centre, we specialize in finding mortgage solutions for individuals with less-than-perfect credit histories.
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Why Choose Us?
Understanding & Compassionate: We recognize that everyone’s financial journey is unique. We take the time to listen to your story and work diligently to find a mortgage solution that suits your specific circumstances.
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Expert Guidance: With years of experience in adverse credit mortgages, our team knows how to navigate complex situations to help you secure the financing you need.
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No Guarantees, Just Our Best Effort: While we can’t promise approval, we are committed to exploring every possible option to give you the best chance of success.
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If you're facing challenges due to adverse credit, don’t hesitate to reach out. Give us a call or fill out our online form, and let's discuss how we can help you move closer to your homeownership goals.
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County Court Judgements
Defaults
Missed Mortgage Payments
Low Credit Score
No Credit History
Individual Voluntary Arrangements
Debt Management Schemes
Payday Loans
Repossessions
Discharged Bankrupts
Multiple Credit Problems
Unsecured Arrears
The Journey to Homeownership Can Be Stressful
Buying a house is one of the most significant financial decisions you'll ever make. It’s not just about choosing a place to live—it's a commitment that will impact your financial future for years to come. From securing the right mortgage to managing the ongoing responsibilities of homeownership, the process can feel overwhelming.
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But beyond the bricks and mortar, there’s something even more important: the people who depend on you. Whether it’s family, loved ones, or anyone who relies on your financial support, it’s crucial to ensure their well-being is protected.
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That’s Where We Come In​
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At Mortgage Centre, we understand the importance of planning for the future. Our mission is to help you put the right plans in place, so you can rest easy knowing that those who matter most are taken care of. We work with you to create financial safeguards that provide peace of mind, ensuring that your loved ones will have the financial support they need, even in the most challenging times.
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Take the Next Step Toward Securing Your Future​
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Let us assist you in navigating the complexities of homeownership while also protecting the people you care about. Together, we can build a strong foundation for your financial future - one that prioritizes the security and well-being of those who depend on you.
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Your Mortgage Needs, Covered
Whether you're a First-Time Buyer searching for a low deposit and flexible mortgage, a Homeowner moving house or looking to remortgage, or an Investor seeking a Buy-to-Let mortgage, we’re here to help.
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At Mortgage Centre, we search the entire market to find the right mortgage and insurance protection products tailored to your unique needs. Because we’re not tied to any specific lender, we have access to a wide range of options, including exclusive deals from lenders who work only with mortgage brokers. You can rest assured that we will only recommend products that best suit your circumstances.
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Ready to Get Started?
Feel free to reach out for an initial discussion.
Call us at 07888 577 477
or email us at admin@mortgage-centre.com. We’re here to make your mortgage journey as smooth and stress-free as possible.
Mortgage application process
4 simple steps for applying for a mortgage.
1
Complete our
pre-qualify form
Let us know a few details about the mortgage you require
2
A mortgage specialist will call
One of our brokers will call and get a few more details of your requirements
3
We search for your perfect mortgage
​We will search the market for the best rates for your circumstances
4
A Decision in Principle is made
We will secure a DIP with a lender, if you approve we move forward with a full application.