We help clients with bad credit and complex mortgage cases nationwide.

A mortgage decline does not mean mortgage impossible.

Bad credit doesn't stop you getting onto the property ladder as a first-time buyer.

Self-employed mortgages can be more complex than standard employed applications.

Contractor, freelancer or multiple income streams — there are lenders who will consider you.

Satisfied or unsatisfied defaults on your credit file don't have to stop your mortgage.

A CCJ doesn't mean a mortgage is impossible — specialist lenders consider adverse credit.

Borrow against your home without touching your existing mortgage rate.

Missed payments on your credit file don't have to prevent a mortgage application.

In a DMP or exited one — mortgage options are still available with the right lender.

An active or satisfied IVA doesn't have to prevent you getting a mortgage.

Discharged from bankruptcy — mortgage lenders who consider your application do exist.